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Storm Damage and Insurance Claims

Living along the Gulf Coast, homeowners have the benefit of enjoying the beautiful weather and sunshine most of the year.  Unfortunately, with the beauty comes the risk of tropical storms, hurricanes, thunderstorms and lightning strikes.  When your home has suffered from weather related thunderstorm, hail, wind, fire, flood or hurricane damage, our trained insurance specialists will:

  • Perform a complete inspection around your house, carefully inspecting your patio, awnings, windows, eves, overhangs, gutters, downspouts, and or any exterior structures that may have been damaged.
  • We take pictures of the damage and document everything! When we meet with your insurance adjuster, we show them what damage we found. If the adjuster agrees, we then discuss how much they will pay us to repair the damage as it is written in your insurance policy.

Insurance adjusters don’t always find the damage.

  • In fact, after Hurricane Ivan nearly half of our customers had inspections done by other companies or asked us to help with insurance company re-inspections.

Now and then insurance adjusters will overlook or miss storm damage.

  • These situations are frustrating to many homeowners who have watched all their neighbors have their patio room, siding, windows, gutters, and more replaced.
  • Some even have the same insurance companies!
  • We document all damage before the insurance adjuster gets there. When he or she arrives, we simply make our presence known and prepare to compare notes.
  • The insurance adjusters will take their own measurements which we compare with ours.

We work on the homeowner’s behalf and prepare an estimate of our own, then submit it directly to the insurance company.

  • If we don’t get an approval for the work, we don’t get the job. If we do, we do the work for the amount they approve.
  • You simply call your insurance company, have them send an adjuster out to meet us, and we’ll take it from there!

For more information on Insurance Claims call Hometown Contractors at 1-866-420-2811 or Request a Free Design Consultation.